Jean Chatzky, Editor-at-Large, Money Magazine, Financial Editor, NBC's Today Show, Briar Cliff Manor, New York

Cindy Hounsell, Executive Director, Women's Institute for a Secure Retirement (WISER), Washington, DC

Barbara B. Kennelly, President, National Committee to Preserve Social Security & Medicare, Washington, DC

Jack L. VanDerhel, EBRI Fellow, Employee Benefit Research Institute, Washington, DC

Karyne Jones, Presdient and Chief Executive Officer, The National Caucus and Center on Black Aged, Inc., Washington, DC Ph.D.,

Sara C. Hart, Director, Corporate Benefits, CNF Service Company, Portland, Oregon

Lynn Rollins, Senior Advisor, Women's Issues to New York Governor Pataki, New York, New York